I had posted a new thread on one of the forums I joined recently, and was looking through the sections for interesting threads to read when the question “What is your advice for saving money?” caught my eye.
The forum poster plans to pay off their debt this year and needed advice on saving as much money as possible. Of course, I posted a reply and asked that they checked out this blog for more ways to make and save money.
A number of people also posted a reply, most in line with what I would advice, and which I think should be shared with you. If you have read the blog ‘Make Money: One of Two Options’, you would know the two options for having more money are to increase your income or reduce your expenses by managing your current finances.
Its one of those things you do everyday without realising how much effect it has on your finances. The amount of money you spend on breakfast and lunch at work. I know a number of people at the offices I work spend at least £10 everyday on their food. That is about £200 every month just on sandwiches, drinks and snacks.
You would qualify as a weekday big spender if every working day of the week involves spending from £5 to £15 on breakfast and lunch. At the bottom end you will be spending £100 a month and at the top £300. That is a lot of money on food eat at work, if you ask me.
What is the excuse? According to some, it’s because they can’t have breakfast before leaving for work, something about not having enough time, having stomach aches and so on. Personally, I think they don’t want to, it’s not important enough otherwise they would or at least take a packed lunch to work.
It has always been puzzling to me. As a child you always took lunch to school but the moment you become an adult it all stops, it becomes something you shy away from at all cost. The irony is it really does cost a lot as the figures above show.
If you need advice on how to save money, then one way to start is by cutting down on the amount you spend on food at work. Go a step further by making your own breakfast and lunch - am sure you can make a better sandwich than Starbucks, Marks & Spencer et al, and it would be cheaper too.
Remember, you make and save money when you start thinking about your actions and choices.
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